Our Team

Kyna Headshot
KYNA PREMCHANDANI

CO-FOUNDER
London, UK

Building on her previous entrepreneurial experiences, Kyna brings great operational excellence with a spirited sense of resilience. Her ultimate aim to lend a helping hand to the bigger scheme of things.

Pahal Headshot
PAHAL PATNAIK

CO-FOUNDER
London, UK

With experiences at a Microfinance company and an Impact Investing fund, Pahal is passionate about the impact of the intersection of entrepreneurship with social welfare.

Our Core Principles

Values
Value Add

CO-FOUNDER
London, UK

Our Beyond Credit services aim to equip our borrowers with their non-monetary needs. We also give our lenders a chance to make value-aligned choices.

Principles
Accessibility

CO-FOUNDER
London, UK

We are committed to providing financial services to the underbanked, who are often overlooked by traditional financial institutions. We aim to make credit accessible to all, regardless of their financial history or credit score.

Principles
Transparency

CO-FOUNDER
London, UK

By allowing our lenders and borrowers to negotiate loan terms, we create a transparent and safe community for both the parties involved. This includes negotiation of rate of interest and repayment tenure.